Finance & Payments

Finance & Payments

UPI Charges from 15 Oct 2026: Will You Pay 0.4%? How to Check If You're a Small Merchant

From 15 October 2026, some UPI payments above ₹2,000 carry a 0.4% merchant charge. Customers don't pay it, and small P2PM merchants are exempt. Here are the official rules, worked examples and how to check your status.